COBRA/Retiree Benefits


    The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that may allow you to temporarily keep health coverage after your employment ends, if you lose coverage as a dependent of the covered employee, or experience another qualifying event. If you elect COBRA coverage, you pay 100% of the premiums, including the share the employer used to pay, plus a small administrative fee. Plan specific premiums can be found in the Medical and Dental Plans information page.

    Separating employees will remain in active group coverages until the end of the "insurance year" as indicated in your Master Agreement/Benefit Handbook. Upon notification of eligibility, you will receive the appropriate information and forms required regarding COBRA, Minnesota Continuation and HIPAA regulations. If you choose to enroll in the COBRA/Retiree plan, you will be informed of any plan changes and be able to participate in open enrollment, as applicable, in your continuation period.

    Additional Benefits for Retirees

    ISD 728 offers extended continuation of medical and dental benefits to employees seeking to retire from the District.  To meet the requirements of the retiree benefit, you must be age 55 or older and have been enrolled in benefits at the time of retirement. The information stated in the COBRA section also applies to retirees, however medical and dental coverage can be continued indefinitely. 

    Turning Age 65

    About 2 1/2 months prior to the month you or a covered spouse turn 65,  a packet will be mailed to your home with the information about moving to the District's Medicare group plans

    Senior Linkage is a free service for seniors with Medicare.  Click on the link or call them at 1-800-333-2433 for more information.

    Severance Agreements

    If you feel you may be entitiled to severance pay and benefits, please refer to your Master Agreement/Benefit Handbook for details. You may contact to request an estimate prior to setting your retirement date.

    Other Retirement Accounts
    Many retirees also have dollars in other Retirement Accounts (i.e. 403(b), 457, TRA, PERA, MSRS). We encourage all retirees to contact their account provider directly to coordinate this segment of your retirement package. Further information on these programs can be found on the left panel of this screen.

    Teacher's Retirement Association 651-296-2409 or 1-800-657-3669

    Public Employees Retirement Association 651-296-7460 or 1-800-652-9026

    403(b) Vendor List

    Minnesota State Retirement System (MSRS) 651-296-2761 or 1-800-657-5757





  • 121 Benefits Contact Information

    730 2nd Ave South, Suite 400
    730 Building
    Minneapolis, MN 55402